Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44

OH-Life-Agent-Series-11-44 pass collection

Exam Code: OH-Life-Agent-Series-11-44

Exam Name: OHIO Life Insurance Agent Series 11-44

Updated: Aug 02, 2026

Q & A: 107 Questions and Answers

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About Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44 Exam

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Life Insurance Product Knowledge- Cash value, dividends, policy loans and surrenders
- Policy provisions and types
- Section 1035 exchanges and rollover rules
- Settlement options and beneficiary provisions
- Modified Endowment Contracts and taxation
Insurance Regulation12%- Renewal and nonrenewal
- Resident and nonresident rules
- Assumed business names
- Reporting convictions and disciplinary actions
- Licensing requirements
- Change of address and contact information
- Continuing education requirements
- Temporary licenses

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money
is withdrawn? The beneficiary pays

A) capital gains tax.
B) an estate tax.
C) income tax.
D) no tax.


2. The most common use of a group life insurance policy is to insure

A) retirees.
B) members of a family.
C) association members.
D) company employees.


3. After the hearing, if the insurance superintendent has determined a licensee has committed a violation of Ohio
Insurance Laws, what can the insurance superintendent do?

A) suspend the licensee s premium accounts
B) immediately terminate insurer appointments
C) impose an administrative penalty
D) sentence the licensee up to 30 days in jail


4. An insured owns a whole life insurance policy on himself. He would also like coverage for his minor son
and/or daughter. One way the Insured can accomplish this goal Is to purchase a

A) child term rider.
B) family income rider.
C) guaranteed insurability rider.
D) famitp maintenance rider.


5. The PRIMARY reason for purchasing life Insurance Is to provide

A) retirement Income.
B) college tuition.
C) safety of principal.
D) death benefits.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: D
Question # 3
Answer: C
Question # 4
Answer: D
Question # 5
Answer: D

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