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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The life insurance buyer ' s guide includes information about all of the following EXCEPT how to:

A) Calculate
B) Take civil action against an insurer
C) Compare life insurance policy requirements
D) Decide how much life insurance to buy

2. The beneficiary of a life insurance policy is the:

A) Person or entity designated in the policy to receive the death proceeds
B) Owner of the cash value fund
C) Insurer that issues the policy
D) Person or entity who has ownership interest in the policy

3. All of the following are exclusions or restrictions sometimes found in life insurance policies EXCEPT:

A) Suicide
B) War
C) Accidental death
D) Aviation

4. The life insurance buyer ' s guide includes information about all of the following EXCEPT how to:

A) Take civil action against an insurer
B) Compare life insurance policy requirements
C) Decide how much life insurance to buy
D) Compare life insurance policy rates

5. Which one of the following life insurance policies is written to insure two or more individuals with the face amount payable upon the death of the first insured?

A) Joint life
B) Convertible term
C) Joint and survivorship
D) Modified life

Solutions: